Insurance/Financial Info

Insurance Information for Toms River

Ocean Pediatric Dental Associates participates with the following insurance companies at Toms River: 

  • Delta Dental – Premier Plan
  • Blue Cross Blue Shield – Dental Option Plan

Insurance Information for Manahawkin

Ocean Pediatric Dental Associates participates with the following insurance companies at Manahawkin: 

  • Delta Dental – Premier Plan
  • Blue Cross Blue Shield – Dental Option Plan
  • Cigna – Total DPPO Plan

Insurance Information for Cream Ridge

Ocean Pediatric Dental Associates participates with the following insurance companies at Cream Ridge: 

  • Delta Dental – Premier Plan
  • Blue Cross Blue Shield – Dental Option Plan
  • Cigna – Total DPPO Plan
  • United Concordia – TDP Dental Network Advantage Plus
  • United Healthcare – Community Plan

Non-participating Insurance Companies

If you have an insurance company other than the insurances listed above and it is a PPO (where you can go out of network ) we can work along with the plan. After we establish eligibility, you will pay an estimated portion at the time of cleaning and any balance after insurance.

If treatment is necessary, we will give you an estimated financial arrangement and send a pre-determination to your insurance company. A pre-determination from the insurance company is not a guarantee of payment. Your portion will be due at time of treatment and any unpaid balance from your insurance company will be your responsibility. We do not write off any fees for non-participating insurance plans.

We are not participating providers with all insurance companies. As a non-participating provider, some benefits may be limited or not covered with your insurance provider, but you are welcome to make Ocean Pediatric Dental your child’s dental home.

Additional Payment Options

We accept cash, checks, and most major credit cards. Payment for professional services is due at the time dental treatment is provided.

Financing Options

Many patients put off treatments and procedures because it can be difficult to pay for necessary dental care. We offer CareCredit payment options in all three offices as an alternative to consumer credit cards, cash, or checks.

CareCredit allows you to pay over time instead of a lump sum prior to treatment. For more information, please visit CareCredit.

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